The ABLE project will create a platform that centers cryptocurrency-based banking activities around the ABLE account, primarily because banking activities mainly occur through bank accounts. Users propose deposit and loan interest rates via a matching system, eliminating the loan-deposit spread by directly connecting users on a peer-to-peer basis. The ABLE project supports decentralized exchanges and offers decentralized cryptocurrency wealth management services through smart contracts. Ultimately, the project aims to evolve into the ABLE ecosystem through integration with external systems, including simple payments.