Bankera is an operating division of SpectroCoin that is launching to leverage its regulatory and IT infrastructure to develop a bank for the blockchain era. As a proper bank, Bankera will provide payment, investment, loan, and deposit solutions.

Use Cases

Business Accounts
While many digital banks on the market target individual users, we have decided to broaden our scope by offering services tailored to corporate clients. Whether our clients run a multimillion-dollar company, a small family business, or work as freelancers, we aim to offer solutions that meet these needs in the second quarter of 2020.
To provide customized services, Bankera will introduce three different types of business accounts to suit the industry and market of the enterprise. Our services include dedicated corporate IBAN accounts and processing SEPA payments. We are also preparing to offer card acquiring services.
Companies in the cryptocurrency industry have faced many difficulties in handling fiat currency payments over the years. We understand this well; hence, we have decided to offer unique solutions specifically designed for blockchain businesses. Whether its a cryptocurrency exchange, broker, or mining operation, our "Crypto Business" subscription plan will serve such businesses by helping them grow through providing a wide range of fiat-related services.
Debit Cards
We plan to provide debit cards for both personal and business Bankera customers by the end of 2020. The entire team is excited about finally being able to offer card solutions developed within our ecosystem without relying on other platforms.
Bankeras contactless cards will be one of the essential add-ons to our banking platform, as they have additional, if not primary, use cases: point-of-sale payments. Bankera aims to produce physical cards that can be used in millions of stores and ATMs worldwide. We will also offer virtual cards for secure online shopping.
Bankera App
A recent study estimates that there will be 3.5 billion smartphone users by the end of 2020. Therefore, it is crucial for digital companies to provide solutions compatible with mobile devices to remain competitive in the market. Bankera will do just that – the Bankera app for Android and iOS users will be released later.
The Bankera App will become a "banking in your pocket" solution. Users will be able to manage their daily finances, track expenses, make payments, or request money from friends and family easily. The app is fully synchronized with Bankeras web platform to ensure convenience for customers using both products.
Payment Processing
Bankera is preparing to offer payment processing services for companies that wish to accept credit and debit card payments. After integrating our Bankera API solutions with the help of our dedicated IT team, businesses will be able to accept customer payments and settle in their chosen currency.
Support for Multiple Currencies
Our team believes that a products competitiveness lies in its versatility and ability to meet the needs of customers around the world. Therefore, in addition to adding new features, we plan to expand existing ones.
For example, we will support multiple currencies on our platform. In addition to the euro, we plan to support major currencies such as the US dollar, British pound, and more.