Bankcoin Reserve (BCR) is a stablecoin pegged to the gold price. BCR mainnet (POS) offers mining of up to 10% per annum, alongside fast transactions, low fees, and nine patented monetary innovations. Its pricing mechanism adopts the highest daily gold (Troy Oz) price, with upward adjustments monthly if new highs occur. By providing genuine price stability and residual income of up to 10% per year as a hedge against all markets, BCR can offer a powerful tool for investors, traders, and the banking sector.