```html
The ChumHum Protocol (ChumHum) is an algorithm-based money market system designed to achieve a fully decentralized financial lending and credit system.
Chumhum.Finance is built on the Binance Smart Chain, with no formal token sale. CHUM can be acquired through JulSwaps OTC contract, and all holders of JUL (JULb) and JulD, as well as SLP holders, will receive a proportional airdrop. If you have JUL (JULb) and JulD in your wallet, you will be eligible for CHUM tokens.
```
The text provided is already in English and the HTML format has not been altered. Therefore, no changes were necessary. If you were looking for a translation into another language while preserving the HTML format, please specify the target language.