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Everex is a fintech company specializing in blockchain solutions for cross-border payments, transactions, and loans. Everex aims to utilize the Ethereum blockchain for all its services, enabling users to conduct Everex transactions with complete transparency. EVX (Everex) allows users to transfer, borrow, and trade any fiat currency anywhere without a bank account, with processing times under 30 seconds, transaction costs of a few cents, and global support.
I. Project Introduction
Everex is a blockchain-based money transfer system aimed at creating global inclusive finance through blockchain microcredit and remittance services. The team founder and CEO, Alexi Lane, a fintech entrepreneur, graduated from the University of Tennessee and has served as an executive at Morgan Stanley and Wealth Strategy Group, with over 15 years of experience in capital markets and the financial industry. The advisory team includes experts such as Victor Chao, CEO of VeChain, Geneva cybersecurity consultant Nagib Aouini, and Faisal Khan, a corporate banking and payments advisor from Faisal Khan & Co.
Project Features
Ethereum-based mobile financial services;
1:1 pegged to fiat currency reserves, custodied by third parties and subject to public oversight;
Credit scoring based on user behavior, social data, and historical transactions;
Provision of microfinance loan services based on the credit scoring system;
No cross-border transfer fees.
Application Scenarios
Everex (EVX) also uses a stablecoin called Cryptocash, which is backed by fiat currency. Users can convert their paper bills into digital Cryptocash at local banks and use them via desktop wallets and their smartphones on a P2P network. This Crypto enables Everex to offer micro-lending services without traditional cryptocurrencies.
The technology of Everex (EVX) can be seen in its three working products. They are; Wallet, Ethplorer, and Chainy. The Everex wallet allows users to store, buy, and convert fiat currencies through its blockchain network. Ethplorer is an Ethereum token with an open API. Chainy is an immutable and open-source document management smart contract based on the Ethereum Blockchain.
Currency tokenization technology is at the heart of the Everex technological setup. It digitizes local currencies into eFiat, serving as a bridge between cryptos and fiat currencies. eFiat is powered by smart contracts that eliminate the volatility associated with cryptocurrencies.
The platform operates alongside SOA, or Service-Oriented Architecture. This architecture has two aspects; the Blockchain Package and the Everex (EVX) System Package. These two packages address separate issues between capital transfer systems and external blockchains.
II. Commentary
EVX aims to accelerate global financial inclusion for the unbanked and enable seamless, instant transfers of both global currencies and cryptocurrencies. Through access to the worlds leading cryptocurrency exchanges, EVX can purchase, store, send, convert, and liquidate cryptocurrencies to local fiat currencies and other cryptocurrencies within seconds.
EVX tokens allow individual travelers, financial institutions, SMEs, and large enterprises to convert and transfer funds internationally without expensive third-party intermediaries and the time delays typically encountered by these users.
Relevant Links:
https://everex.io/
https://drive.google.com/file/d/0B9F9xvW65bb0Njgtbk5UVTdqc2c/view
https://www.huobi.com/zh-cn/projectcenter/project/?id=2365
http://www.qukuaiwang.com.cn/szhb/2251.html###
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