FIC is a distributed application protocol that uses blockchain technology to build a secure and efficient decentralized credit information network, providing credit certification and credit inquiry services to both borrowers and lenders. This addresses issues of data authenticity and the lack of a credit system in the traditional lending industry. The FinCredit Protocol applies blockchain technology to empower the real economy and officially launched operations at the end of 2018. In the future, FIC will develop its own public blockchain to ultimately realize the vision of convenient and fast global financial services for local financial needs.