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InsurAce is a decentralized insurance protocol designed to provide DeFi users with reliable, robust, and hassle-free DeFi insurance services. The platform features include: extremely low premiums, stable returns, a wide range of products, low entry barriers, and more, all dedicated to safeguarding users DeFi journeys.
The InsurAce token (INSUR) is a decentralized digital asset developed by the InsurAce protocol on Ethereum, primarily used for platform governance and ecosystem incentives in the InsurAce protocol.
The INSUR token can be used in the following scenarios:
Mining incentives, providing capital for insurance pools and investment products;
Voting rights in community governance scenarios, such as claims assessment, proposal voting, etc.;
Eligibility to participate in fees generated by the InsurAce protocol through governance;
Community incentive programs.
Project Introduction
Unique Value Creation of InsurAce
Near "0" Premiums
A composite product design and unique pricing model optimize the cost of coverage, coupled with sustainable investment returns, achieving near "0" ultra-low premiums.
Diverse Product Line
Wallet-style barrier-free (no KYC), composite product design, cross-chain protocol coverage, providing flexible and convenient insurance protection for end-users.
SRC Mining
Insureds, insurers, and investors can participate in SCR (Solvency Capital Requirement) liquidity mining, earning InsurAce tokens (INSUR) by contributing to insurance pools and investment pools. This will significantly increase the capital pool, coverage capacity, investable capital, further lowering insurance premiums.
Sustainable Returns
In addition to SCR mining rewards, investors will receive sustainable returns from investment products offered by InsurAce.
Token Economics
The InsurAce platform will issue the standard ERC20 token INSUR as a governance and utility token, incentivizing ecosystem participants retroactively. The supply and distribution plan for INSUR is designed as follows:
Total Supply: 100,000,000 INSUR
The token allocation scheme is as shown in the table below:

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