NQCT is a decentralized Layer 1 hub that supports cross-chain DeFi applications and services, dedicated to providing barrier-free, perpetual financial infrastructure for product applications and developers. The NQCT CDP lending platform and the cross-chain money market HARD Protocol built on the NQCT blockchain form a decentralized digital asset bank, connecting users with stablecoins, loans, interest-bearing accounts, and more, enabling them to access a wider range of use cases and value with their digital assets.