PHC (Prosperous Hometown Currency, Prosperous Hometown Chain) is a virtual rights certificate generated after acquiring a product, while strictly adhering to the principle of decentralization yet controllable. It is dedicated to serving the entire blockchain industry by creating a global financial management system based on blockchain technology. It features a dividend distribution mechanism that embodies the "Nian Gu" concept of rewarding investors. This addresses numerous issues in global finance, including complex accounting, settlement, and clearing processes, lengthy durations, and lack of transparency.